Colorado wants to stop employers from overpaying on workers' comp premiums through experience modification factor reform.

For construction executives, a well-defined strategic plan is at the foundation of a company’s success when it serves as a road map to navigate industry complexities, anticipate challenges and ...

Some contractors no doubt experienced sticker shock when their most recent workers’ compensation audit came back with a higher-than-expected Experience Modification Rate, or EMR [1], that raised their ...

One of the biggest expenses affecting small businesses is workers' compensation insurance, which covers expenses associated with injuries to employees while on the job. In fact, 33 percent of small ...

experience based on the employers prior workers' compensation claim history. This procedure compares an employer's loss history to what was "expected" for that type of business based on the reported ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...