Elon Musk readies X Money on X with payments, Visa debit, cash back and savings yield—potential super-app shift for fintech and ads.

Musk’s new product is also expected to offer free peer-to-peer transfers, a metal Visa debit card personalized with a user’s X handle, and an AI concierge built by Musk’s xAI startup that tracks spending and sorts through past transactions, according to reports from users with early access.

More than three years after acquiring Twitter, Elon Musk says he’s nearing his long-stated goal of turning it into an “everything app” with a new financial services tool that he pledged to launch for the public this month.

Elon Musk is now preparing to take over everyone’s phones with XChat. This messaging app is the realization of Musk’s plan to turn his social media platform, X, into an “everything app.” It will be akin to China’s “WeChat,

Elon Musk has introduced XChat as a new messaging platform positioned to compete with WhatsApp, arriving amid ongoing debates over digital privacy and encryption standards.

For Musk, this is also a return to his roots. Before Tesla and SpaceX, he made his mark in digital payments with PayPal and X Money looks like an attempt to bring that playbook into the social media era.

XChat brings disappearing messages, screenshot blocking, video calls, and group chats with up to 350 participants, with no ads or tracking.

Elon Musk launched XChat, an ad-free, encrypted messaging app to rival WhatsApp, now available on iPhone and iPad.

Elon Musk is about to launch his ‘everything app’, report claims - US senator says Musk’s ‘failure to operate X in a safe and responsible manner does not breed confidence’ in X Money

Elon Musk pushes X Money toward super app status, offering high-yield savings and peer payments as regulators, critics, and missing licenses raise doubts.

X Money, a banking and payments platform built inside the social network X, is expected to make its early public access debut imminently, based on the timeframe offered by Musk last month