With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Unexpected credit limit reductions can significantly impact your credit utilization ratio, potentially harming your credit score even if you've never missed a payment. Common reasons for credit limit ...

Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau's (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the ...

Even as VantageScore prices fall, lenders say tri-merge credit report costs remain an expensive third-party expense in mortgage origination As the mortgage industry debates a growing price war between ...

U.S. states that have legalized sports betting have seen a rise in delinquency rates on consumer credit products and a decrease in credit scores, according to a new report from the Federal Reserve ...

Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off her mortgage early and closed her old credit cards to clean things up -- ...

Considering how big of a role your credit score plays in your life, it's surprising how misunderstood they often are. Many people still believe common myths about credit scores -- even though they've ...

Your overall credit utilization is a key factor in the amounts owed category, which accounts for 30% of your FICO credit score – second only to payment history. For a VantageScore, credit utilization ...

CNBC Select spoke to three financial experts who shared their best tips for parents trying to help their children build good ...

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...